
Super User
Mrs. Wanda Brooks
Mrs. Wanda Brooks joined D-3 Enterprises Limited in February 1993 and is one of D-3's most experienced insurance professionals. She holds the position of Assistant General Manager and Senior Underwriter, specializing in Property and Casualty insurance, including claims adjudication.
Mrs. Brooks is a founding member of the Anguilla Insurance Association and has achieved honored qualifications in the Caribbean Insurance Foundation Certificate (CIFC) and Caribbean Insurance Motor Certificate (CIMC) from the Association of Insurance Institutes of the Caribbean (AIIC). This, along with a certificate in Supervisory Management from the Barbados Community College, has provided Mrs. Brooks a knowledgeable and competitive edge within the general insurance market. Mrs. Brooks is a leader in all capacities and her dedicated service in ministry, lends to the solidarity and strength of D-3 Enterprises Limited.
Mr. Clement V Ruan., B.A., FSS, Acc.Dir.
With a wealth of experience and qualifications spanning a 36 year period, Mr. Clement Ruan is the Managing Director of D-3 Enterprises Limited. Prior to founding D-3 Enterprises Limited, Mr. Ruan worked as an independent sales agent for Mutual of Omaha and United of Omaha for over nine (9) years, where he achieved top awards.
Mr. Ruan holds a Bachelor's degree (BA) in Social Sciences - Economics and History from the University of the Virgin Islands. He holds the international designation of Accredited Director from Chartered Secretaries Canada and the professional designations of Financial Services Specialist (FSS) and Life Underwriter Training Council Fellow (LUTCF) from The American College. Mr. Ruan has also successfully completed the Agency Management course of the Society of Certified Insurance Counselors.
Mr. Ruan serves on numerous boards and associations: Caribbean Commercial Bank (Anguilla) Limited, Caribbean Traders Limited, and Anguilla National Development Company Limited. He is a member of the National Association of Insurance & Financial Advisors, Treasurer of the Insurance Association of The Eastern Caribbean States, President of the Anguilla Insurance Association and a Past President of the Rotary Club of Anguilla (District 7020).
Individual Health Insurance
Individual Major Medical Insurance covers major medical expenses up to a specified maximum limit, usually after a deductible and/or co-insurance is met.
Consultancy Services
Our insurance consultancy services team provides superior solutions and advice in improving the effectiveness of your existing insurance plan.
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It's not the end of everything though : you may be interested in the following pages on our site:
Aviation Insurance
Aviation insurance is insurance coverage geared specifically to the operation of aircraft and the risks involved in aviation.
Contractors All Risk Insurance
Contractors All Risks Insurance is an insurance policy specially designed for builders and a number of other construction trades.
Cancer & Dreaded Illnesses Insurance
Our Cancer program is designed to pay benefits directly to the insured and independently of any other insurance the insured may have.
Life (Term, Universal, Indexed, Whole Life) Insurance
Term life insurance provides a specific amount of coverage on the life of an insured at a fixed rate of payments for a specific period of time.
Money Insurance
This policy covers loss of money in transit due to robbery, loss of money in a safe, by burglary, robbery or hold-up.