Our team is here to help you reach your financial goals, protect your assets and secure the future of your loved ones. For service that is second to none, contact one of our professional service representatives. For a full biography of the team member, please click their photo or the "Learn More" link at the end of their profile.
Mr. Clement V Ruan Owner and Managing DirectorWith a wealth of experience and qualifications spanning a 36 year period, Mr. Clement Ruan is the Managing Director of D-3 Enterprises Limited. Prior to founding D-3 Enterprises Limited, Mr. Ruan worked as an independent sales agent for Mutual of Omaha and United of Omaha for over nine (9) years, where he achieved top awards. Learn More >>
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- Phone: (264) 497-3525 (ext 23)
Wanda A. Brooks Assistant General Manager
Mrs. Wanda Brooks joined D-3 Enterprises Limited in February 1993 and is one of D-3's most experienced insurance professionals. She holds the position of Assistant General Manager and Senior Underwriter, specializing in Property and Casualty insurance, including claims adjudication. Learn More >>
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- Phone: (264) 497-3525 (ext 26)
Minelvar C. Anderson Assistant Office Manager
Mrs. Minelvar Anderson, Assistant Office Manager of D-3 Enterprises Limited, has been an integral part of the team since October 1992. Mrs. Anderson demonstrates a diversity of skills at D-3, including Company Management and Medical Group Administration. Learn More >>
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- Phone: (264) 497-3525 (ext 30)
Sandra Liddie Gumbs Senior Accountant
Ms. Sandra Liddie Gumbs, Senior Accountant of D-3 Enterprises Limited; joined the organization in August 2000. A recognized future business leader during her tenure at the University of the Virgin Islands, Ms. Liddie Gumbs was a member of the Golden Key International Honor Society and Foreign Languages Honor Society. Learn More >>
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- Phone: (264) 497-3525 (ext 25)
Jenny Bertin Business Development Coordinator
Ms. Jenny Bertin joined D-3 Enterprises Limited in April 2006 in the capacity of Business Development Coordinator, responsible for administration of the Life & Health portfolio and recruiting and training of agents across the Eastern Caribbean. Ms. Bertin has fourteen (14) years experience in the Insurance industry. Learn More >>
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- Phone: (264) 497-3525 (ext 28)
Fagan Dilano Francis Senior Account Executive
Mr. Dilano Francis is the Senior Account Sales Executive at D-3 Enterprises Limited and specializes in Property & Casualty Insurance and Group Claims administration. With a background of 14 years experience comprising of Insurance Skills and Customer Service, Mr. Francis brings great personality to the team and is a sociable and well rounded individual. Learn More >>
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- Phone: (264) 497-3525 (ext 33)
Liza Hanoman Compliance Officer
Ms. Liza Hanoman, Compliance Officer and In House Counsel at D-3 Enterprises Limited brings a unique and diverse wealth of experience in Law, Social Work and Financial Services. A graduate of the University of Guyana and an author, Ms. Hanoman holds two Bachelor degrees in Law and Social Work and has been admitted to the Bar in Guyana and Anguilla. Learn More >>
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- Phone: (264) 497-3525 (ext 28)
Ana Ruan Lawrence Senior Claims Officer
Ms. Ruan Lawrence has been employed at D-3 Enterprises Limited since March 2006 as the Senior Claims Officer and Accounting Assistant. Learn More >>
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- Phone: (264) 497-3525 (ext 32)
Ms. Alvona Connor Administrative Assistant
Ms. Alvona Connor joined the team of D-3 Enterprises Limited in May 2012, in the capacity of Administrative Assistant of the Life & Health Division. Learn More >>
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- Phone: (264) 497-3525 (ext 34)
Phaedre S. Delaney Junior Administrative Assistant
Ms. Delaney has been employed with D-3 Enterprises Limited since January 2010 as Junior Administrative Assistant. Learn More >>
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- Phone: (264) 497-3525 (ext 21)
