D3Enterprises (43)
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D3 Enterprises is committed is to provide our customers with the best value and service available in the areas of Personal Insurance, Business Insurance, Financial Services, and Employee Benefits. With unmatched professionalism we deliver our services while maintaining the highest ethical standards and credibility with our carriers, providers, and most importantly - our clients.
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Bonding Insurance, often simply called "bonding," is a way of insuring against loss caused by a lack of competence or by fraud or dishonesty.
What information do we collect?
We collect information from you when you subscribe to our newsletter or fill out a form.
When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address or phone number. You may, however, visit our site anonymously.
Google, as a third party vendor, uses cookies to serve ads on your site. Google's use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy..
What do we use your information for?
Any of the information we collect from you may be used in one of the following ways:
1) To improve our website
(we continually strive to improve our website offerings based on the information and feedback we receive from you)
2) To improve customer service
(your information helps us to more effectively respond to your customer service requests and support needs)
3) To process transactions
How do we protect your information?
We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your personal information.
We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Database to be only accessed by those authorized with special access rights to our systems, and are required to?keep the information confidential.
After a transaction, your private information (credit cards, social security numbers, financials, etc.) will not be stored on our servers.
Do we use cookies?
Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information
We use cookies to help us remember and process the items in your shopping cart and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.
Do we disclose any information to outside parties?
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Third party links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
California Online Privacy Protection Act Compliance
Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.
Childrens Online Privacy Protection Act Compliance
We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.
Online Privacy Policy Only
This online privacy policy applies only to information collected through our website and not to information collected offline.
Your Consent
By using our site, you consent to our online privacy policy.
Changes to our Privacy Policy
If we decide to change our privacy policy, we will post those changes on this page.
This policy was last modified on 9/18/2011
Contacting Us
If there are any questions regarding this privacy policy you may contact us using the information below.
D-3 Enterprises Limited
Caribbean Commercial Center
P.O. Box 1377
The Valley, AI-2640, Anguilla
Phone: (264) 497-3525
Fax: (264) 497-3526
We collect information from you when you subscribe to our newsletter or fill out a form.
When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address or phone number. You may, however, visit our site anonymously.
Google, as a third party vendor, uses cookies to serve ads on your site. Google's use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy..
What do we use your information for?
Any of the information we collect from you may be used in one of the following ways:
1) To improve our website
(we continually strive to improve our website offerings based on the information and feedback we receive from you)
2) To improve customer service
(your information helps us to more effectively respond to your customer service requests and support needs)
3) To process transactions
Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.
How do we protect your information?
We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your personal information.
We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Database to be only accessed by those authorized with special access rights to our systems, and are required to?keep the information confidential.
After a transaction, your private information (credit cards, social security numbers, financials, etc.) will not be stored on our servers.
Do we use cookies?
Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information
We use cookies to help us remember and process the items in your shopping cart and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.
Do we disclose any information to outside parties?
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Third party links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
California Online Privacy Protection Act Compliance
Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.
Childrens Online Privacy Protection Act Compliance
We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.
Online Privacy Policy Only
This online privacy policy applies only to information collected through our website and not to information collected offline.
Your Consent
By using our site, you consent to our online privacy policy.
Changes to our Privacy Policy
If we decide to change our privacy policy, we will post those changes on this page.
This policy was last modified on 9/18/2011
Contacting Us
If there are any questions regarding this privacy policy you may contact us using the information below.
D-3 Enterprises Limited
Caribbean Commercial Center
P.O. Box 1377
The Valley, AI-2640, Anguilla
Phone: (264) 497-3525
Fax: (264) 497-3526
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About Us
We are here to help you reach your financial goals, protect your assets and secure the future of your loved ones. For service that is second to none, contact one of our professional service representatives.
| Name | Position | Contact Phone | E-Mail Address |
|---|---|---|---|
| Clement V. Ruan | Managing Director | (264) 497-3525 (ext 23) | This email address is being protected from spambots. You need JavaScript enabled to view it. |
| Dana P. Ruan | Assistant Director | (264) 497-3525 | This email address is being protected from spambots. You need JavaScript enabled to view it. |
| Wanda A. Brooks | Assistant General Manager/ Senior Property & Casualty Executive | (264) 497-3525 (ext 26) | This email address is being protected from spambots. You need JavaScript enabled to view it. |
| Minelvar C. Anderson | Assistant Office Manager/Compliance Officer | (264) 497-3525 (ext 30) | This email address is being protected from spambots. You need JavaScript enabled to view it. |
| Sandra Liddie Gumbs | Senior Accountant | (264) 497-3525 (ext 25) | This email address is being protected from spambots. You need JavaScript enabled to view it. |
| Jenny Bertin | Business Development Coordinator /Senior Life & Health Executive | (264) 497-3525 (ext 28) | This email address is being protected from spambots. You need JavaScript enabled to view it. |
| Fagan Dilano Francis | Senior Account Executive (General, Life & Health) | (264) 497-3525 (ext 33) | This email address is being protected from spambots. You need JavaScript enabled to view it. |
| Ana Ruan Lawrence | Senior Claims Officer | (264) 497-3525 (ext 32) | This email address is being protected from spambots. You need JavaScript enabled to view it. |
| Regine A. Niles | Administrative Assistant (General, Life & Health) | (264) 497-3525 (ext 34) | This email address is being protected from spambots. You need JavaScript enabled to view it. |
| Phaedre S. Delaney | Junior Administrative Assistant | (264) 497-3525 (ext 21) | This email address is being protected from spambots. You need JavaScript enabled to view it. |
MAILING ADDRESS:
D-3 Enterprises Limited
Caribbean Commercial Center
P.O. Box 1377
The Valley, AI-2640, Anguilla
GENERAL ENQUIRIES:
Tel: (264) 497-3525 or 5325 or 5526
Fax: (264) 497-3526
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
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Replace "Get A Quote" button with search box which should appear at top of page.
New twist to the picture concept:
Could we please have the logo in the center of the page and have "INSURANCE YOU CAN DEPEND ON..." and the pictures,which will be sent in a separate email, (the remainder will be sent no later than Wednesday of next week) moving around the logo in the shape of an infinity symbol or circling the logo as if on an axis without obstructing the view of the logo?
Under that should say "Dependable; Durable; Dynamic"
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Life (Term, Universal, Indexed, Whole Life) Insurance
Term life insurance, also known as pure insurance, provides a specific amount of coverage on the life of an insured at a fixed rate of payments for a specific period of time. Once the policy is expired, it is up to the policy owner to decide whether to renew the term life insurance policy or to let the coverage terminate. Renewal premiums are likely to be higher due to the change in the insured's age.Whole Life Insurance is life insurance which can provide lifetime protection at a level premium. All Whole Life policies build up cash values.
Universal Life Insurance is a type of flexible permanent life insurance offering the low-cost protection of term life insurance as well as a savings element (like whole life insurance).
Critical Illness Insurance
A critical illness plan covers catastrophic illnesses such as cancer, cardiovascular complications, organ transplant or any kind of major trauma.Aviation Insurance
Aviation insurance is insurance coverage geared specifically to the operation of aircraft and the risks involved in aviation.Cancer & Dreaded Illnesses Insurance
One of every three persons will become a critical illness victim. Our Cancer program is designed to pay benefits directly to the insured and independently of any other insurance the insured may have.Worldwide Travel Insurance
An insurance product designed to cover the costs and reduce the risk associated with unexpected events during domestic or international travel.Final Expense Plans
A whole life insurance plan designed to cover funeral expenses.Medical (Individual & Group) Insurance
Major Medical InsuranceIndividual Major Medical Insurance covers major medical expenses up to a specified maximum limit, usually after a deductible and/or co-insurance is met.
Group Medical Insurance
Provides healthcare coverage to a select group of people. Group health insurance plans are one of the major benefits offered by many employers. Group health insurance plans usually cost less for participants than individual plans that offer the same benefits. One major reason for lower premiums is because claims risks are spread over the entire group rather than on one person.
Air Ambulance Insurance
Air Ambulance Insurance is a form of insurance coverage that handles emergency medical service situations. If a policy holder is in need of an aircraft transport due to an illness or injury that cannot be treated in the country where the insured is, an air ambulance is called.
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Coming Soon!
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We provide Company Management Services to Ordinary Companies, LLCs, Limited Partnerships and International Business Companies.
1. Policy Holder Services
When the user clicks on the 'Policy Holder Services' tab it should lead to a page showing the following disclaimer:
Please click on the button below to notify us of any changes you would like made to your policy coverage. Please note that this form is for notification purposes only and does not constitute making an actual change. One of our representatives will contact you shortly after receiving your notification.
Disclaimer: I understand that this does not constitute an actual amendment to my policy, but is rather a notification to my agent, and may help expedite my request.
[ ]I have read and agree with the above disclaimer.
(Box must be checked before request can be sent)
Button takes customer to email page - This email address is being protected from spambots. You need JavaScript enabled to view it.
When the user clicks on the 'Policy Holder Services' tab it should lead to a page showing the following disclaimer:
Please click on the button below to notify us of any changes you would like made to your policy coverage. Please note that this form is for notification purposes only and does not constitute making an actual change. One of our representatives will contact you shortly after receiving your notification.
Disclaimer: I understand that this does not constitute an actual amendment to my policy, but is rather a notification to my agent, and may help expedite my request.
[ ]I have read and agree with the above disclaimer.
(Box must be checked before request can be sent)
Button takes customer to email page - This email address is being protected from spambots. You need JavaScript enabled to view it.
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Financial Services
Life InsuranceConsultancy Services
Company Management
Pension, Investments, Annuities
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Term life insurance provides a specific amount of coverage on the life of an insured at a fixed rate of payments for a specific period of time. 
Motor insurance (also known as auto insurance or vehicle insurance) is insurance purchased for cars, trucks, and other vehicles. 
Air Ambulance Insurance is a form of insurance coverage that handles emergency medical service situations. 
Individual Medical Insurance covers major medical expenses up to a specified maximum limit, usually after a deductible and/or co-insurance is met.